Wednesday, January 28, 2009

7 Meals for 7 Dollars




Judging by the title of this post, you’re probably expecting me to offer advice on how to make 7 meals for $7 EACH. Not so. Today I’m going to show you how to make 7 meals for $7 TOTAL. To be precise, we will make all 7 meals based on the price of the main ingredient – a $7 ham. The remaining ingredients will not be figured into the cost, as most are pantry staples, and should only add to the total cost slightly (…ok, ok…if you want full disclosure: “7 Meals for $10”???...or perhaps we could call it “7 Meals from a $7 Ham”). Anyway…on with the meals.

The Main Ingredient: I purchased my ham last week from Aldi’s. It’s a 6.5 pound bone-in butt portion ham which was priced at $1.19/lb. This was the first ham I have ever bought from Aldi’s, but after receiving several recommendations over the holidays, I decided to give it a try. (As a side note, tune in next week for my upcoming post “Why I Love Aldi’s” to learn how to get double your money back with their satisfaction guarantee.)





  • Meal #1: This one won’t be a shocker. The first meal is…ham. The Aldi’s ham came “Ready to Cook” which means you do have to bake it first (as opposed to “Ready to Eat” hams). For our first meal, I simply baked the ham, and served it sliced with mashed potatoes and corn on the side.


After the ham cools, slice the bigger portions into thin slices and package up for later use in sandwiches. Trim the remaining ham from the bone and dice into cubes for later use.




  • Meal #2: Hot Ham & Cheese Melts – Grab some bread, layer thin slices of ham between two thick slices of cheese, then slather the outside of the bread with margarine, and grill in a frying pan over medium heat until the bread is brown and toasty and the cheese is melted. Slice diagonally for extra flair. Add a side of fruit salad for a balanced meal.



  • Meal #3: Ham & Scalloped Potatoes – I make this in the microwave. Layer sliced potatoes, cubed ham, and onions in a glass dish. In a separate glass measuring bowl, microwave milk, butter, and flour, and then pour mixture over potatoes and ham. Microwave until potatoes are tender. Serve with a lettuce salad. (Leave a comment if you’d like the detailed recipe.)



  • Meal #4: Ham & Cheese Omelets – A great way to add extra flavor to eggs is to toss in some ham and cheese. To make the perfect 3 egg omelet, use a small frying pan and melt a bit of butter in it. Then add the eggs. The trick is to delicately keep the eggs loose by wiggling it in the melted butter just after it sets flat. Then you can easily add the toppings, and fold one end over the other without the omelet sticking to the pan. Serve with a side of toast.



  • Meal #5 & #6: Luncheon Ham Sandwiches – We had enough ham slices left over to make 4 thick sandwiches to pack for lunch, which lasts the two of us for two days worth of lunches. Throw in an apple, and we’re all set. (At this point, if you only have odds and ends left of the ham, you can finely dice what’s left and mix it with a bit of mayo for ham salad sandwiches.)



  • Meal #7: By now, all that is left is the ham bone. So what do we do with it? Make soup! Clean out the fridge, boil up the ham bone in some water, and toss in whatever you have on hand – potatoes, veggies, beans, spices.


We had had enough of ham by meal #7, so we tossed the bone, rather than making soup. However, keep in mind that ham (and even the bone) freezes well. You could easily spread these meals out over several weeks by simply freezing the ham slices or cubes for use later. For more ideas on freezing food, check out my "Frozen Assets Series" by clicking HERE.

One final note: Each meal is based on two servings. Despite our best efforts to get the Diva boys to try ham, they refused to eat it. R.E.F.U.S.E.D. Even when we called it pink bacon (they love bacon). Even when we gave them ketchup for dipping. Even when we tried to hide it in their sandwiches. Even when we bribed them with ice cream.
So, for a family of four ham eaters, you would likely need to buy a bigger ham.

Thursday, January 15, 2009

Sam's Club - Free $25 Gift Card

This week Sam's Club is giving away a bonus $25 gift card to anyone who signs up for a new membership. Joining a warehouse club and buying in bulk can be a great way to save money.

The Diva Family is a member of Costco. (Click HERE to find out how we save money by shopping there.) The key to effective warehouse shopping is: 1) only buying items in which you are able to use up the large quantities without waste, and 2) carefully price matching on a "per ounce" basis against our regular grocery store to determine which items truly are a better deal at a warehouse store.

Click HERE for more details on the Sam's Club $25 gift card offer.

Thursday, January 8, 2009

Suze Orman's Free Book Download



One of my favorite financial guru's, Suze Orman, was on Oprah today. She gave advice on how families can get out of debt and have a prosperous 2009 - despite the current financial crisis. Along with her advice, she offered a free copy of her new book Suze Orman's 2009 Action Plan available for download from the Oprah website...click HERE. The book will be available for download through Thursday, January 15th.

I've read all of Suze's books and have learned a great deal from them. She provides particularly good insight on the ins and outs of mortgages, credit scores, and household expense tracking.

Another of my favorite financial experts is Dave Ramsey. If you're not familiar with Dave's 7 Baby Steps to Financial Peace, check them out HERE. (We're on Baby Step #5 and climbing. It's a wonderful, secure feeling to be debt free!) I've also read almost all of Dave's books, and they contain a wealth of great financial information on tackling debt, as well as interesting success stories from the families that Dave has helped.

Now it's your turn. Who's your favorite financial expert? What's the most helpful tip you have learned from them? Leave a comment and share your thoughts.

Tuesday, December 30, 2008

Spin The Deal 2008 - A Look Back

As 2008 comes to a close, it’s time to look back at the deals found in the past year.

Here’s a list of just a few of the things I got free or very inexpensively in 2008:

  • Baby Items: Walgreens Diapers (a year’s supply), Johnson’s Buddy Soaps
  • Clothing: Kids outfits (JCPenney $10 off $10 coupons), Men’s Dockers clothes (75% off + free $150 gas card), Victoria’s Secret sweaters
  • Toiletries: Several Shampoos, Several Conditioners, Several Deodorants, Nivea Body Wash, John Freida Hairspray, Crest Toothpaste, Reach Toothbrushes, Dental Floss, Crest Pro-Health Mouthwash, LypSyl Lip Moisturizer, Revlon Nail Polish, Loreal Revitalift, Loreal Cleanser, St. Ives Cleansers, more free make-up than I could list here…
  • Household: Walgreens Laundry Soap, Walgreens Fabric Softener, Northern Toilet Paper, several Glade products, Parents Magazine, Forbes Magazine, Insulated Cooler, Duracell Batteries
  • Medicine: Tylenol, Excedrin, Robitussin, Benefiber, Nasal Spray, various cold medicines
  • Groceries: Omaha Steaks, Milk, Granola Bars, Tortilla Chips, Pepsi, Gatorade….and on and on…

In the end, I would estimate that I saved well over $1,000+ this year. I’m hoping to surpass this by far next year. To keep tabs on my savings, I’ve added a 2009 Savings Tracker to my blog homepage.

Advice For 2009:
The key to being a successful Deal Spinner is to only buy what you can use or give away within a reasonable period of time. It’s easy to get caught up in deal hunting, especially when new deals come out every week and when you have CVS ExtraBucks or Walgreens Register Rewards burning a hole in your pocket.

Before you race out to get in on a deal, remember to take a moment to think about whether it truly is a deal – Is it something your family will use within the next year? Is it something your friends or neighbors would use? Is it something you could donate to those in need? – If you can’t answer yes to any of these 3 questions, then it’s not worth the gas or time, and it’s not a deal.


Best of luck in 2009, Deal Spinners!

Monday, December 29, 2008

Saving Money On Lunch

(I've been taking a bit of a blogging hiatus over the past few weeks. With all the hustle and bustle of preparing for the holidays, it's been hard to squeeze in time for blogging. I hope everyone is having a wonderful holiday season, and please stay tuned...the Deal Diva will be back in 2009 with more great advice on how to spin deals and save money!)

Saving Money On Lunch

Everyone knows that the best way to save money on lunch is by packing a lunch from home. Sandwiches are the old stand-by, but you can only eat sandwiches so many weeks in a row before you need a change of pace (unless you're Daddy Diva, who really could eat sandwiches every single day without complaint).

Here are a few ways we change up our homemade lunches to add variety:

  1. Same Sandwich, Different Bread: Instead of an ordinary turkey on wheat bread sandwich, we substitute bagels for bread and savory flavored cream cheese in place of mayo - an instant bagel sandwich - filling and delicious.
  2. Wrap It Up: Using lunch meat, bacon, or leftover roast, we load up a tortilla, add some cheese, lettuce, and salad dressing - a tasty lunch wrap - served hot or cold.
  3. Meatloaf Sandwich: This is a family favorite. Use your favorite meatloaf recipe, but bake it in a round or square cake pan rather than a loaf pan. We use a round pan - cut the middle section into a large square, than divide the square into smaller 2" by 2" squares to fit on a hamburger bun - then eat the 4 outer semi-circles for dinner that night, and package the squares with buns, a slice of cheese, and a packet of ketchup to take to work for the week.

Diva-licious Lunchloaf

1 lb ground beef

1/2 package Stove Top stuffing

1 cup shredded cheese - cheddar or whatever's on hand

1 egg

Squirt of ketchup (or BBQ sauce)

Splash of milk (until moist)

Optional: hot sauce, garlic, onions, chili powder - we change it up every time

How do you save money on lunch? Leave a comment or send me an e-mail to share your favorite tips!

Thursday, December 11, 2008

Walgreens 4 Day Sale - Week 2

It's back again this week. Walgreens is running another 4-day sale through Saturday. If you read my last post, I mentioned that I would receive credit on my W card for the Wal-itin purchase. I have since then entered the receipt online, and an extra $1.40 was added to my W card. Hooray!

This week, the $5 Register Reward is available again with any $25 purchase. I had to use up my two $5 Register Rewards from last week, so I stopped in today to pick up a few sale items.

My Purchase: I bought two Maybelline lipsticks for "Buy 1 Get 1 Free" at $9.49 and two Walgreens brand multivitamins for "Buy 1 Get 1 Free" at $4.99. My total was just over $15 with tax, and using my $10 in rewards brought the total down to $5. The best part...as I was ready to walk away from the counter, the catalina machine printed a $5 Register Reward for my next purchase...what an unexpected surprise! So, even though I didn't use any coupons to lower my total (I didn't get the Maybelline coupon that some did this past Sunday), before the "Buy 1 Get 1 Free" sale deduction, my total was originally over $25, and I ended up with a $5 Register Reward. Figuring in this Reward, I netted nothing out of pocket. If I woudn't have had the $10 in existing Register Rewards, my net cost would have been $10 for two lipsticks and two multivitamins. Either way you look at it, not a bad deal.

One final spin to the deal: I will enter my receipt online in a few days to gain a 10% credit for the Walgreens brand vitamin purchase, which will be an extra $1 or $0.50 savings, depending on how the bonus on the free bottle is calculated.

Thursday, December 4, 2008

Walgreens 4 Day Sale

Walgreens has a wonderful 4 day mid-week sale running through this Saturday. Here are three great deals to get in on:
  • Earn a $5 Register Reward when you spend $25 at Walgreens. (Hint: You only need to have a before coupon total of $25 to qualify for this.)
  • Earn a $5 Register Reward when you purchase $15 of Coca Cola products.
  • Wal-itin 24 Hour Allergy Medicine 10 pack - $0.99 with Walgreens coupon found in 4-day sale flyer or online at www.walgreens.com. (Hint: Regular price is $6.99, and the regular price is counted towards the $25 purchase for the $5 Register Reward above.)

My purchase: I bought 5 Coke 12-packs and two Wal-itins for just over $19. I received 2 $5 Register Rewards for a net out of pocket of $9. In addition, I will receive 10% back on the Wal-itin purchase credited to my W card. If it credits based on the regular price, I will get a credit for $1.40 to my W card, bringing my end out of pocket down to $7.60. Not a bad deal spin!

(If you've never heard of the W card, read my post "The Lowdown on the W Card.")

Tuesday, December 2, 2008

Vino on the Cheap




(Note: This post is from the Spin The Deals 2008 archives.)

There’s one thing that sets my normally economical mind into a tailspin, and that’s wine. I love wine. Red wines…white wines…Australian wines…domestic wines. I love them all. In fact, in our less thrifty days, Daddy Diva and I enjoyed several trips to California where we swirled, sniffed, and sipped our way from one end of the Sonoma Valley to the other. We bought several cases of wine along the way, some to drink, some to save, some to gift…and so began our wine collection. The only problem? We needed a special occasion to justify uncorking a bottle.

So how does one enjoy wine on a regular basis without spending a lot of money?

WiseBread contributor, Julie Rains, writes about the 10 things she won’t give up to save money. Included on her list are chocolate and wine.

Here are some ways to have your wine (and drink it too!) while on a budget:

1) Three Buck Chuck – If you have a Trader Joe’s in your area, race right over and pick up a case of Charles Shaw wine (a.k.a. “Three Buck Chuck”). This wine is surprisingly good (I prefer the Cabernet), goes great with a typical weeknight meal, and at $2.99 a bottle, you can enjoy a glass every night if you wish.

2) Volume Discounts – Most stores offer a volume discount if you buy wine by the case. You may not see this posted in the store, but it certainly doesn’t hurt to ask. In Minnesota, Cub Foods offers a 10% discount.

3) Join a Wine Club – We are members of Bacchus, a Minnesota wine club that entitles us to 10% off regular-priced bottles of wine and 5% off sale-priced bottles of wine. In addition, we receive invitations to free or discount wine tasting events in our area.

4) Winery Membership – If you are fortunate enough to live near wine country, consider a winery membership to one or more of your favorite wineries. Winery members are entitled to discount wines, special reserve tastings, and limited edition wines.

5) Annual Sales – Some wine shops hold annual sales, such as “Buy 1 Get 1 for a Nickel” or “Half-Priced Bottles.” Find out when the sale is held each year and wait until then to stock up on everyday wines at a great discount.

6) Wine Tags/Rebates – Finally, to really “Spin the Deal” and get the most bang for your buck, look for wine tags or rebate forms when shopping for wine. Wine tags are the little hanging tags on a bottle of wine that can save you additional money off your purchase. Some are in the form of instant coupons and some are mail-in rebates.


To combine several deals, I look for rebate offers on the wines I buy during the annual “Half-Priced” sale. A $12 bottle of wine would be on sale for $6 and if you purchase a case there may be a rebate for $2 off per bottle, making the end cost $4 for a $12 regular-priced bottle.



Your Turn: What's your guilty pleasure that you wouldn't give up to save money?

Sunday, November 30, 2008

K-Mart Double Coupons Week

This week K-Mart is doubling coupons up to a face value of $2.00. There is a limit of 75 coupons per transaction. Good luck scouting out the great deals!

Saturday, November 29, 2008

Black Friday All Year Long

As a person who's always striving to find the latest, greatest deal to spin, you would expect that I would be the type to get up at 4am to be the first in line at the store for Black Friday. After scoring my deals, I would then rush to the next store to score some more, then on to the next and the next until finally I make it back home, car bulging with bags and bags of great deals. NOT SO.

Every year on Thanksgiving Day, I glance through the ads and consider whether it's worthwhile to venture out in hopes of scoring good deals. To be clear, there certainly are some great deals to be had. The CVS ad alone almost convinced me to head out. But as a true bargain hunter, with a little practice and some know-how on how to spot great deals, you can get these type of bargains year-round, and skip the rush of crazed shoppers lining up at the crack of dawn.

This year, more than ever, I've focused on saving money, as Dave Ramsey would put it "with gazelle intensity." Starting this blog has made me think more critically about the money that leaves our house every day. With the current state of our economy, I wonder what Black Friday truly would be like if more Americans learned how to conserve their money the way us bargain hunters do. It truly is up to all of us to help eachother learn how to save money, live within our means, get out of debt, and help those in need.

Here are some great posts on this topic from fellow money-saving bloggers:

Christina at Northern Cheapskate has a great post called Gifts That Help Others Save Money. Check it out. She has some good gift ideas to help others this year.

Mercedes at Common Sense With Money, talks about looking for freebies and deals to donate to those in need this year, in her post Giving Thanks By Giving Back.

Wednesday, November 26, 2008

Mail Call - Freebies Received

Today was a great mail day. I received two different freebies in the mail. First, I got a really nice insulated reusable tote bag that I signed up for on a local health clinic website. This will be great to have in the car for keeping groceries cool. To save a trip after work, I often run to the grocery store over the lunch hour and store the groceries in my car until I get home. Usually this means that I have to rememeber to grab a cooler to keep frozen items cool, but this new bag should work just fine.

I also received my first issue of Forbes magazine. I got this as a free subscription offer online a while back. This is a great, interesting magazine, and I look forward to reading my free issues.


What freebies have you found online over the past few months that you have received in the mail? Post a comment and share your successes!

Tuesday, November 25, 2008

Frozen Assets – Part 6: Store It Up – Meal Preps


Today is the last segment of our Frozen Assets series. If you have missed any of the previous segments, here is a quick recap:

Part 1 – Using Up Fruit










Now, let’s look at ways to save time in the kitchen by preparing ingredients in advance and storing them in the freezer.

Ground Beef – The Diva family eats a lot of ground beef. This year, we purchased ½ of a cow from a local farm, which included 60+ pounds of ground beef. Whenever we brown ground beef for a recipe, rather than just browning one pound, we brown two or three pounds. Then we use the beef we need for the recipe, and the rest goes back into the freezer. With precooked ground beef on hand, we can quickly reheat it and have tacos on the table in less than 5 minutes.

Beans – Thanks to my favorite crockpot blog, I recently learned how to cook dry beans in the crockpot. When they are cooked and cooled, I package them in sandwich-sized bags in one-cup servings, and then I put them into a large freezer bag. When I’m heating up tacos, I can grab a cup of precooked beans from the freezer, and toss it in. Beans are a great way to add fiber to a meal and to stretch a pound of ground beef.

Chicken – I buy the 3 pound packages of frozen boneless, skinless chicken. Rather than cooking one chicken breast here for one recipe and another there for another recipe, I cook the whole package at once in my crockpot. I use what I need for the recipe I am preparing that night, and then I shred and package the rest into meal-sized servings and store it in the freezer. Having shredded cooked chicken on hand, we can quickly reheat it and toss it into stir fry, wraps, or salads for a meal in minutes.

I hope this series has inspired you to think about ways you can use your freezer to extend the life of your food, save money, and stretch your grocery budget. With a little planning and creativity, there are many ways to make mealtime easier, less stressful, and more nutritious by having meals on-hand rather than eating out.

Now it’s your turn. Leave a comment and tell us what your favorite way is to use your freezer. What do you freeze, and how has it helped you to save money?